From active duty to active retirement.
We got you covered.

$0 premiums. Top-rated care.1​
Now that’s a mission plan.

You’ve served all of us—now let us serve you with our Medicare Advantage Liberty health plan.

The Kaiser Permanente Medicare Advantage Liberty (HMO) health plan without Part D is a smart way to complement the health benefits from your military service. The Liberty plan respects your health—and salutes your wallet—through:

AFFORDABILITY

  • $0​ MONTHLY PREMIUMS
  • $0​ DEDUCTIBLES
  • $0​ FOR PREVENTIVE SERVICES2
  • TRICARE For Life members pay $0 for medical care received at Kaiser Permanente medical centers and $0 for inpatient hospitalization. Kaiser Permanente will coordinate your benefits with TRICARE.

QUALITY

  • 4.5 out of 5 rated Medicare health plan by NCQA1 
  • Award-winning doctors3
  • Integrated health system for personalized care
  • Care by video,4 email, online, or in-person

BENEFITS

  • Comprehensive dental plan with $0 copays for preventive care and a $500 allowance5 on more extensive services such as dentures.
  • $200 vision allowance every 2 years
  • Over-the-counter wellness benefit for vitamins, first aid, and more6
  • $1000 hearing aid allowance per ear, every 36 months7
  • One Pass® gym membership at no cost to you8

Request a Liberty plan information kit Call 1-855-226-1765 (TTY 711), 7 days a week, 8 a.m. to 8 p.m.

or

RSVP for a FREE10 Liberty plan webinar
Call or click to learn more

Premiums and benefits

Monthly premium

$0

Annual deductible

None

Doctor office visits

$15 Primary

$40 Specialist

Emergency care

We cover emergency care anywhere in the world.

$125 per emergency department visit

Urgently needed services

We cover urgent care anywhere in the world.

$40 per office visit

Preventive services1

No charge

Inpatient hospitalization

$300​ per day for days 1 through 5

No charge for the remainder of your stay

Outpatient surgery

$200

Skilled nursing facility

Up to 100 days per benefit period

$0 per day for days 1 through 20

$203 per day for days 21 through 100

Lab, X-ray

$0 Lab

$10 X-ray

MRI, CT, and PET

$150

Durable Medical Equipment

20% per visit

Ambulance Service

Per one-way trip

$250

Transportation Not covered

One Pass®8

No cost for membership to any participating gym, on-demand workouts, digital fitness programs, and one fitness kit annually for strength, yoga, or dance.

Annual Maximum Out-of-Pocket

$6,500

Comprehensive dental plan

$0 copay per visit

  • Oral exams, up to two per year
  • Cleanings, up to two per year
  • Bitewing X-rays, one set per year
  • Topical fluoride, one per year
  • Full mouth series X-rays, one every three years

The comprehensive dental plan also includes a $500 annual allowance with a 50% coinsurance for more extensive care, such as fillings, crowns, dentures, root canals, and more.

Over-the-counter (OTC) wellness credit6

Quarterly allowance to purchase items such as cold remedies, antacids, pain relievers, etc.

$60 quarterly allowance

Hearing aids7

$1,000 allowance per ear every 36 months through Kaiser Permanente audiology centers

Enhance your health coverage — get extra benefits for an affordable monthly premium with Advantage Plus

Enhance your health and well-being by combining the affordable benefits of Advantage Plus with your Kaiser Permanente Medicare Advantage (HMO) plan. Choose Option 1, Option 2, or both options for maximum coverage. 

From active duty to active retirement.
We got you covered.

NCQA Medicare Health Plan Ratings 2023.

2 $0 copay for all preventive services covered under Original Medicare at zero cost sharing.

3 The physicians who practice at Kaiser Permanente are recognized as Top Doctors in Arlington Magazine (2024), Northern Virginia Magazine (2024), Baltimore magazine (2023), Bethesda magazine (2023), and Washingtonian magazine (2023).

4 If you travel out of state, phone appointments and video visits may not be available due to state laws that may prevent doctors and health care providers from providing care across state lines. Laws differ by state.

5 With 50% coinsurance.

6 Please refer to your Evidence of Coverage for details. OTC benefits may change each year on January 1. Each order must be at least $20. Any unused portion of the quarterly benefit limit will not carry forward to the next quarter. Your order may not exceed your quarterly benefit limit. Limitations and restrictions may apply. Cash, check, credits cards, or money orders are not accepted.

7 Hearing aid allowance can only be used for hearing aids purchased at Kaiser Permanente audiology centers.

8 Not available with Kaiser Permanente Medicare Advantage Value Balt (HMO), Kaiser Permanente Medicare Advantage Value MD (HMO), or Kaiser Permanente Medicare Advantage Value DC plans. One Pass® is a registered trademark of Optum, Inc. in the U.S. and other jurisdictions and is a voluntary program. The One Pass program and amenities vary by plan, area, and location. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. One Pass is not responsible for the services or information provided by third parties. Individuals should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for them.

9 Free with no obligation.

10 Dental benefits are underwritten by Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc., and administered by LIBERTY Dental Plan. To find an in-network dentist, call 1-888-650-1859 or visit LibertyDentalPlan.com/kaiserdentists.
For more information about benefits, please view the 2025 Summary of Benefits.

Ready to learn more?

Set up a personal appointment

Connect with a licensed Kaiser Permanente Medicare specialist in your area, on your schedule. Simply complete the form (click or tap to open)​ and we’ll contact you to set up an appointment.

Attend a live Liberty Plan webinar

Find a webinar in your area to learn more about our Kaiser Permanente Medicare Advantage Liberty plan.

Call to learn more

Call 1-855-226-1765 (TTY 711) to speak with a Kaiser Permanente Medicare Specialist 7 days a week, 8 a.m. to 8 p.m. They will walk you through your options and get you signed up right over the phone.

Enroll online

Enrolling in our Medicare Advantage Plans online is simple. Click or tap to be taken to our enrollment site,​ answer a few questions, and you’re done.

Set up a personal appointment

Connect with a licensed Kaiser Permanente Medicare specialist in your area, on your schedule. Simply complete the form (click or tap to open)​ and we’ll contact you to set up an appointment.

Attend a live Liberty Plan webinar

Find a webinar in your area to learn more about our Kaiser Permanente Medicare Advantage Liberty plan.

Call to learn more

Call 1-855-226-1765 (TTY 711) to speak with a Kaiser Permanente Medicare Specialist 7 days a week, 8 a.m. to 8 p.m. They will walk you through your options over the phone.
You are leaving this website and going to the Kaiser Permanente Medicare health plan enrollment site.

After clicking “Let’s go” below, please enter your ZIP code, then click the “Search for plans” button, and then click on the plan you want to enroll in.

You are leaving this website and going to the Kaiser Permanente Medicare health plan enrollment site.

After clicking “Let’s go” below, please enter your ZIP code, then click the “Search for plans” button, and then click on the plan you want to enroll in.

Contact Information

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By completing this form, you are agreeing that a Kaiser Permanente sales representative may contact you to discuss Kaiser Permanente Medicare Advantage (HMO and HMO-POS) plan options for 2025. You are agreeing that a sales representative may contact you even if your telephone number or email address is on our Do Not Contact List.