Choose flexible, quality care with extra fitness benefits to support a healthy lifestyle

Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS) health plan
for residents of Howard and Montgomery counites in MD

Switch to the region’s leading health system1 for flexible coverage with highly skilled doctors and 24/7 access. You’ll experience convenient access to care with both in-person visits and a variety of telehealth options like video visits2, 24-7 phone advice, and Mail Order Pharmacy3 that keeps you on top of your care from anywhere.

This plan offers a $1,500 allowance4 to see a licensed physician of your choosing outside of our network. You’ll also have the One Pass® fitness program that includes membership to any participating gym, on-demand workouts, digital fitness programs, and one fitness kit annually for strength, yoga, or dance. In addition to One Pass, you’ll also receive a $400 annual fitness allowance to support a fun, healthy lifestyle.

Covered items include:
• Personal training fees • Fitness class fees not covered by basic One Pass® membership (e.g., yoga, Pilates) • Additional class fees within the One Pass network that exceed the basic One Pass membership (e.g., power cycling) • Out-of-network fitness center fees (e.g., gyms, fitness studios, climbing gyms) • Racket club memberships (e.g., tennis, pickleball)

For more information, please call 1-800-824-5840 (TTY 711), 9 a.m. to 10 p.m.

FLEXIBILITY

Freedom of choice to go out of network. Copays for out-of-network services:

  • $25 out-of-network primary care per office visit

  • $50 out-of-network specialty care per office visit

  • $0-$50 out-of-network labs

  • $50 out-of-network X-ray

  • $50 out-of-network physical, speech, and occupational therapy per visit

  • Individual behavioral health: $25 per visit

  • Group behavioral health: $15 per visit

For the best experience, see any provider that accepts Medicare. To find a provider that accepts Medicare, visit medicare.gov. The Care Plus MD allowance can only be used inside the United States and its territories.

QUALITY

  • 4.5 out of 5 rated Medicare health plan by NCQA5

  • Award-winning doctors6

  • Integrated health system for personalized care

  • Care by video,2 email, online, or in-person

BENEFITS

  • Comprehensive dental plan with $0 copays for preventive care and a $1,500 allowance7 on more extensive services such as dentures.

  • $250 vision allowance every 2 years

  • Over-the-counter wellness benefit for vitamins, first aid, and more8

  • $1,000 hearing aid allowance per ear, every 36 months9

  • One Pass® gym membership at no cost to you10

In-Network Premiums and Benefits

Monthly premium

$27

Annual deductible

None

Doctor office visits

$10 Primary

$45 Specialist

Emergency care

We cover emergency care anywhere in the world.

$110 per emergency department visit

Urgently needed services

We cover urgent care anywhere in the world.

$45 per office visit

Preventive services11

No charge

Inpatient hospitalization

$375​ per day for days 1 through 6

No charge for the remainder of your stay

Outpatient surgery

$325

Skilled nursing facility

Up to 100 days per benefit period

$0 per day for days 1 through 20

$203 per day for days 21 through 100

Lab, X-ray

$0 Lab

$50 X-ray

MRI, CT, and PET

$200

Durable Medical Equipment

20%

Ambulance service

Per one-way trip

$350

One Pass®10

No cost for membership to any participating gym, on-demand workouts, digital fitness programs, and one fitness kit annually for strength, yoga, or dance.

Over-the-counter (OTC) wellness credit8

$100 quarterly allowance

Annual maximum out-of-pocket

$7,500

Comprehensive dental plan13

  • Oral exams, up to two per year
  • Cleanings, up to two per year
  • Bitewing X-rays, one set per year
  • Topical fluoride, one per year
  • Full mouth series X-rays, one every three years

The comprehensive dental plan also includes a $1,500 annual allowance7 for more extensive care, such as fillings, crowns, dentures, root canals, and more.

$0 copay per visit

Hearing aids9

$1,000 allowance per ear every 36 months to use at Kaiser Permanente audiology centers

Part D Prescription Drug Coverage

Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS)

DESCRIPTION

YOU PAY

Initial Coverage Stage

  • $5 Preferred Generic (Tier 1)

  • $15 Generic (Tier 2)

  • $47 Preferred Brand-name (Tier 3)

  • $100 Nonpreferred Brand-name (Tier 4)

  • 31% Specialty (Tier 5)

  • $0 Injectable Part D Vaccines (Tier 6)

Catastropic Coverage Stage

  • After your yearly out-of-pocket drug costs reach $2,000, you pay $0.

Our Mail-Order Pharmacy5

  • $0​ for up to a 90-day supply for preferred generic and generic (Tiers 1 and 2)

Enhance your health coverage — get extra benefits for an affordable monthly premium with Advantage Plus

Enhance your health and well-being by combining the affordable benefits of Advantage Plus with your Kaiser Permanente Medicare Advantage (HMO) plan. Choose Option 1, Option 2, or both options for maximum coverage.

Concerned about affording coverage? We may be able to help.

Ready to learn more?

Set up a personal appointment

Connect with a licensed Kaiser Permanente Medicare specialist in your area, on your schedule. Simply complete the form (click or tap to open)​ and we’ll contact you to set up an appointment.

Attend a seminar

Find a seminar in your area to learn more about our Kaiser Permanente Medicare health plans.

Call to learn more

Call 1-855-357-5102, (TTY 711) to speak with a Kaiser Permanente Medicare specialist 7 days a week, 8 a.m. – 8 p.m. They will walk you through your options over the phone.