From active duty to active retirement.
We got you covered.

$0 premiums. Top-rated care.1​
Now that’s a mission plan.

You’ve served all of us—now let us serve you with our Medicare Advantage Liberty health plan.

The Kaiser Permanente Medicare Advantage Liberty (HMO) health plan without Part D is a smart way to complement the health benefits from your military service. The Liberty plan respects your health—and salutes your wallet—through:


  • TRICARE For Life members pay $0 for medical care received at Kaiser Permanente medical centers and $0 for inpatient hospitalization. Kaiser Permanente will coordinate your benefits with TRICARE.


  • 4.5 out of 5 rated Medicare health plan by NCQA1 
  • Award-winning doctors3
  • Integrated health system for personalized care
  • Care by video,4 email, online, or in-person


  • Comprehensive dental plan with $0 copays for preventive care and a $500 allowance5 on more extensive services such as dentures.
  • $200 vision allowance every 2 years
  • Over-the-counter wellness benefit for vitamins, first aid, and more6
  • $1000 hearing aid allowance per ear, every 36 months7
  • 24 rides to or from nonurgent medical appointments at our medical centers8
  • Silver&Fit gym membership at no cost to you9

Request a Liberty plan enrollment kit Call 1-855-546-9503​ (TTY 711), 7 days a week, 8 a.m. to 8 p.m.


RSVP for a FREE10 Liberty plan webinar
Call or click to learn more

Premiums and benefits

Monthly premium


Annual deductible


Doctor office visits

$15 Primary

$40 Specialist

Emergency care

We cover emergency care anywhere in the world.

$100 per emergency department visit

Urgently needed services

We cover urgent care anywhere in the world.

$40 per office visit

Preventive services1

No charge

Inpatient hospitalization

$300​ per day for days 1 through 5

No charge for the remainder of your stay

Outpatient surgery


Skilled nursing facility

Up to 100 days per benefit period

$0 per day for days 1 through 20

$203 per day for days 21 through 100

Lab, X-ray

$0 Lab

$10 X-ray

MRI, CT, and PET


Physical therapy

$40 per visit

Ambulance service

Per one-way trip


Transportation8 $0 for 24 one-way trips per calendar year to take you to and from a network provider.
For nonemergency transportation only.

Fitness program Silver&Fit®9

No cost for membership to any of the participating facilities, exercise programs, and digital fitness and well-being choices.

Over-the-counter (OTC) wellness credit6

Quarterly allowance to purchase items such as cold remedies, antacids, pain relievers, etc.

$30 quarterly allowance

Annual maximum out-of-pocket


Comprehensive dental plan11

  • Oral exams, up to two per year
  • Cleanings, up to two per year
  • Bitewing X-rays, one set per year
  • Topical fluoride, one per year
  • Full mouth series X-rays, one every three years

The comprehensive dental plan also includes a $500 annual allowance with a 50% coinsurance for more extensive care, such as fillings, crowns, dentures, root canals, and more.

$0 copay per visit

Hearing aids7

$1,000 allowance per ear every 36 months through Kaiser Permanente audiology centers

Enhance your health coverage — get extra benefits for an affordable monthly premium with Advantage Plus

Enhance your health and well-being by combining the affordable benefits of Advantage Plus with your Kaiser Permanente Medicare Advantage (HMO) plan. Choose Option 1, Option 2, or both options for maximum coverage. 

From active duty to active retirement.
We got you covered.

Best Health Insurance Companies of 2023 by, January 23, 2023. The rankings are based on the National Committee for Quality Assurance’s annual health plan ratings as well as member surveys. 

2 $0 copay for all preventive services covered under Original Medicare at zero cost sharing.

3 The physicians who practice at Kaiser Permanente are recognized as Top Doctors in Northern Virginia Magazine (2023), Washingtonian magazine (2022), and Baltimore magazine (2022).

4 If you travel out of state, phone appointments and video visits may not be available due to state laws that may prevent doctors and health care providers from providing care across state lines. Laws differ by state.

5 With 50% coinsurance.

6 Please refer to your Evidence of Coverage for details. OTC benefits may change each year on January 1. Each order must be at least $20. Any unused portion of the quarterly benefit limit will not carry forward to the next quarter. Your order may not exceed your quarterly benefit limit. Limitations and restrictions may apply. Cash, check, credits cards, or money orders are not accepted.

7 Hearing aid allowance can only be used for hearing aids purchased at Kaiser Permanente audiology centers.

8 Twenty-four one-way rides per contract year. For nonemergency transportation only.

9 Not available with Kaiser Permanente Medicare Advantage Value Balt (HMO), Kaiser Permanente Medicare Advantage Value MD (HMO), or Kaiser Permanente Medicare Advantage Value DC (HMO-POS) plans. The Silver&Fit program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). Silver&Fit is a registered trademark of ASH and used with permission herein. All programs and services are not available in all areas. Participating fitness centers and fitness chains may vary by location and are subject to change.

10 Free with no obligation.

11 Dental benefits are underwritten by Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc., and administered by LIBERTY Dental Plan. To find an in-network dentist, call 1-888-650-1859 or visit
For more information about benefits, please view the 2024 Summary of Benefits

Ready to learn more?

Set up a personal appointment

Connect with a licensed Kaiser Permanente Medicare specialist in your area, on your schedule. Simply complete the form (click or tap to open)​ and we’ll contact you to set up an appointment.

Attend a live Liberty Plan webinar

Find a webinar in your area to learn more about our Kaiser Permanente Medicare Advantage Liberty plan.

Call to enroll

Call 1-855-546-9503​​ (TTY 711) to speak with a Kaiser Permanente Medicare Specialist 7 days a week, 8 a.m. to 8 p.m. They will walk you through your options and get you signed up right over the phone.

Enroll online

Enrolling in our Medicare Advantage Plans online is simple. Click or tap to be taken to our enrollment site,​ answer a few questions, and you’re done.
You are leaving this website and going to the Kaiser Permanente Medicare health plan enrollment site.

After clicking “Let’s go” below, please enter your ZIP code, then click the “Search for plans” button, and then click on the plan you want to enroll in.